Welcome back to another installment of our fourth quarter blog series! For this year, we are covering a value that is shared by many of our clients and friends: Generosity. As a Christian, I see the importance of generosity as rooted in my faith in God. Through the life, death, and resurrection of Jesus Christ, God has been abundantly generous to me (and every other person in the world who… Read More
As wealth managers, we spend much of our time helping people plan wisely for the future. When we talk about goals and objectives for the future, we typically discuss how a client wants to use their financial resources to impact the people around them. Of course, we need to plan to take care of our own needs, but many times, a client’s main objectives are not focused on themselves. Many… Read More
Earlier this month, my wife and I celebrated our 28th wedding anniversary with a visit to Longwood Gardens. One of its hallmark attractions is the fountain and light show — a breathtaking display where streams of water dance in perfect synchronization with music. If you’ve never experienced it, it’s truly a spectacle of beauty and precision. As I watched the fountains, I was struck by how they form a self-sustaining… Read More
Retirement is undoubtedly one of the most prominent topics in financial planning — and rightly so. Saving and preparing for retirement should ideally begin early in your working years and be evaluated regularly leading up to and throughout retirement. To build a strong retirement foundation while also managing other large expenses and purchases, most people must develop the habit of saying “no” to certain spending opportunities. This discipline allows you… Read More
Building Confidence Through Patience and Perspective When we talk with clients about planning for the future, one theme often comes up: sometimes it’s hard to stay patient. We live in a world that measures everything in instant results — but meaningful financial progress doesn’t happen overnight. A solid financial plan is like planting a garden. You prepare the soil, plant the seeds, and care for them over time – but… Read More
As a small business owner, you devote most of your financial resources and energy to growing your company. It is not uncommon for a business owner’s net worth to be comprised of 70, 80, or even 90% of their principal business interest. Over time, diversifying a small portion of your assets away from your business equity can help to reduce financial pressure on the business, provide essential investment diversification, and… Read More
These days, it seems like every minute brings a new headline: inflation surprises, interest rate changes, a central banker’s hint, new tariff signaling, or a CEO’s offhand tweet. It seems the market jumps, tumbles, and pivots on whatever dominates the news cycle. It’s no wonder so many investors feel overwhelmed and wonder: what’s really going on with the stock market? In today’s post, we’ll focus on the two simple forces… Read More
Over the past four weeks, we’ve covered 401K changes and written a series of blogs exploring tax changes in 2025. That series started with a high-level overview for everyone and continued to specific audiences such as high-income professionals and retirees. For the final blog in our series on the tax changes introduced by the One Big Beautiful Bill Act, we are focusing on the major changes affecting business owners, ranging… Read More
Welcome to the third installment in our Q3 blog series covering the recently-enacted tax bill that was signed into law earlier this summer. In our first blog, the series introduction, we explored a high-level overview of the tax changes in 2025 related to the One Big Beautiful Bill (OBBBA). Then, we moved on and covered the most important things for retirees or those quickly approaching retirement. The focus of today’s… Read More
As you likely know, Congress recently passed the One Big Beautiful Bill Act, and while there are many provisions, a handful are especially important for retirees. In the first blog in our series covering the changes to U.S. tax policies in 2025, we discussed overarching changes that could impact everyone. In today’s blog, we will cover the four most significant tax implications for those who are retired or will be… Read More
