As 2025 draws to a close, we find ourselves reflecting with genuine gratitude. Serving as your financial advisors is more than a profession to us – it’s a relationship built on trust, conversation, and shared purpose. Thank you for the confidence you’ve placed in our team and for allowing us to walk alongside you again this year. Your trust is not something we take lightly, and it is the reason… Read More
If your family is anything like mine, the last thing you need at this time of year is another to-do list. Between buying gifts for all the special people in your life, preparing for holiday gatherings, and making sure the house is full of festive decorations, our schedules are already pretty full. That said, as we approach the end of the year, it’s a good time to pause and… Read More
In Part II of our year-end blog series, we are exploring a few planning items that small business owners should be aware of before the year is over with a short, useful, financial checklist. 2025 brought a number of changes to the tax code that provide some opportunity to small businesses and also require careful planning in the years ahead. Our next blog post will give information for those in,… Read More
On the last day of every month, my wife and I sit down and fill out our whiteboard calendar that is attached to our fridge. We have a great color-coded system for her events, my events, together events, and miscellaneous. When we sat down on Sunday afternoon to update the calendar, we had the same two reflections: “Where did this year go?” and “December is full!” In the busyness of everyday life, it is… Read More
Welcome to another installment of the Master’s Minute! Through our comprehensive Total Wealth Management planning process, during the fourth quarter of the year, we analyze various tax planning strategies to determine which would be best to consider utilizing to optimize each client’s individual income tax situation. Our gratitude series last month ended with some particularly timely advice on improving the impact of your giving and ensuring the best tax advantages… Read More
Happy Thanksgiving week! Today’s blog post is the fourth and final installment of our 2025 series focusing on Generosity. How appropriate that we are discussing generosity again during this wonderful week where we celebrate Thanksgiving! For many years we have witnessed the impact of being thankful as the catalyst of the following formula that has enriched people’s lives: Being Thankful + Living with Gratitude = A Life of Generosity Two… Read More
Welcome back to another installment of our fourth quarter blog series! For this year, we are covering a value that is shared by many of our clients and friends: Generosity. As a Christian, I see the importance of generosity as rooted in my faith in God. Through the life, death, and resurrection of Jesus Christ, God has been abundantly generous to me (and every other person in the world who… Read More
As wealth managers, we spend much of our time helping people plan wisely for the future. When we talk about goals and objectives for the future, we typically discuss how a client wants to use their financial resources to impact the people around them. Of course, we need to plan to take care of our own needs, but many times, a client’s main objectives are not focused on themselves. Many… Read More
Earlier this month, my wife and I celebrated our 28th wedding anniversary with a visit to Longwood Gardens. One of its hallmark attractions is the fountain and light show — a breathtaking display where streams of water dance in perfect synchronization with music. If you’ve never experienced it, it’s truly a spectacle of beauty and precision. As I watched the fountains, I was struck by how they form a self-sustaining… Read More
Retirement is undoubtedly one of the most prominent topics in financial planning — and rightly so. Saving and preparing for retirement should ideally begin early in your working years and be evaluated regularly leading up to and throughout retirement. To build a strong retirement foundation while also managing other large expenses and purchases, most people must develop the habit of saying “no” to certain spending opportunities. This discipline allows you… Read More
