Annual Planning Rhythm
Financial Planning is a process, not an event. We proactively review a specific part of your financial life each quarter. This agile planning approach keeps you focused on making consistent and timely financial decisions, rather than being tied to a rigid, static financial plan. You can be confident that your plan is efficient, adaptable, and aligned with your goals and values.
We start every year with a meeting, and in this meeting we ask a lot of questions. What’s going on in your life? What are you thinking about? What are you hoping to achieve in the coming year? We have our agenda, but you always come first.
The first-quarter meeting is where we set the stage for the coming year by working through our alignement model and discussing your values, goals, and the actions you’re taking to move your financial life forward. It also includes scenario planning and net worth review while ensuring alignment with your values-driven financial plan.
An important deliverable that is derived from first-quarter meeting is an updated One Page Financial Plan. This executive summary of your financial life for the coming year includes cashflow projections and scenario analyses. You’ll always leave this meeting with a prioritized action list that will be our guide for the rest of the year.
Our Commitment to You
Who We Serve
Our Total Wealth Management process provides the foundation and system for which we deliver advice, and is specialized for the clients whom we serve best:
Ready for Retirement
Through diligent saving and planning, you are ready to start thinking about how to plan for retirement. The transition from accumulation to decumulation is difficult to navigate, but well worth it, resulting in you being able to focus on your family, friends and passions. You have to make decisions about social security, healthcare, spending, taxes and estate planning, not to mention the creation of a sustainable income plan. Our process sets you up for success through proprietary systems and a steady hand in all the necessary planning areas.
- Retirement Income Architecture – Our proprietary retirement income system
- Tax Location and Savings Strategies
- Creating a legacy for your family
Sound investing principles are simple to understand but difficult to execute consistently. Through our internal Investment Review Committee, we adhere to a systematic, disciplined, repeatable investing philosophy rooted in academic literature.
By leveraging various investment partners and a robust technology platform, we can execute an efficient strategy that minimizes the guesswork to which many investors fall victim, allowing us to focus on what is most important to you as we work together towards your financial goals.
To learn more about our investment management philosophy, click here.