Your portfolio may seem to be running at peak efficiency, but how do you know for sure? Regular investment analysis is an essential piece of the puzzle. Personal financial planning, or business planning, will always be the primary focus of our relationship with you. Does that make our investment management unimportant? Certainly not! Perhaps you can think of it this way: financial planning is “the vehicle” that gets you where… Read More
Between February 19 and March 13 of this year, the S&P 500 index declined by 10%. This was the first 10% pullback since August to October of 2023. When stock markets decline by 10% or more from their recent highs, especially when it has been nearly a year and a half since the last occurrence, many investors become anxious. However, these corrections are not only normal but also a healthy… Read More
Several weeks from now, Colleen and I will host our children and their spouses for our inaugural Family Financial Meeting. We feel it is the right time to start this valuable practice! They are all in the 30-40 age bracket, making wise financial decisions, and living lives consistent with our faith and values. During this time together, we will share our financial story, talk about God’s faithfulness, and the… Read More
There is an old saying, “when life gives you lemons, make lemonade!” The problem with that old adage? Making lemonade from lemons requires more ingredients than wishful thinking. Recently, Lyle wrote a blog post highlighting a client’s experience dealing with an unexpected job loss and how, through this stressful time, he ended up finding something more fulfilling. In the blog, Lyle wrote one sentence that stood out to me: “At… Read More
Recently, my child, a high school freshman, started a personal finance class at school. As a parent, I’m thankful she has the opportunity to increase her financial literacy in a structured way. Although, it reminds me that many financial lessons are learned through the course of daily life. Some adults have not been taught financial literacy, and for them, those lessons can often be learned the hard way. Why We… Read More
