As you probably remember from other blog articles, I am a firm believer that living generously has significant benefits. Research continues to substantiate that notion. I recently found another article in, of all places, A Motley Fool Company related website, that named “The 8 Biggest Benefits of Being Generous” https://www.fool.com/the-ascent/banks/articles/8-biggest-benefits-being-generous/. Among the things listed were more friends, happier with career, better physical and mental health, and higher self-esteem. We often… Read More

The financial difficulties that many people are currently facing during the corona virus pandemic have reminded me of three fundamental principles of personal finance. This sage advice has stood the test of time, and those who have practiced these principles can attest to their effectiveness. Rule #1: Spend less than you earn. Rule #2: Have an emergency fund with enough cash to pay for six months of living expenses. Rule… Read More

As with most things in life, you can look at the glass as half-full or half-empty. Humans have a built-in retreat instinct when facing a situation that causes fear; however, most crisis situations provide some opportunity for gain. We believe the current Covid-19 interruption is no different. What financial opportunities are available now that could benefit you? Invest More Money – The objective of any successful investor is to buy… Read More

Last week, a friend brought the latest craze in the quilting world – Proverbial Quilts – to my attention. Proverbial quilts are inspired by early “talking” quilts which were often quotes from Scripture. However, some early quilt artists used words to touch on politics and the social issues of their day. I was intrigued. I learned that the first step in creating a Proverbial Quilt is to discover a gathering of words that… Read More

Transcript: GARRY: So Lyle, today we want to talk a little bit about maybe a new concept for some of our clients. Its a concept called the Alignment Model. And the Alignment Model is a way of thinking about the financial decisions we made and making sure that they are consistent with what’s most important to us or a particular client situation. And one of the exercises that we learned through… Read More

Are you worried about any of the following? – The economy – Your loved ones’ safety – When you will hold your grandchildren again – The worldwide pandemic – What the new normal will look like A good friend compared worry to shoveling smoke. What a great comparison! When you shovel smoke, you’re using up a lot of energy and getting nothing done. But worry is our natural response when… Read More

In case, with everything in lockdown mode, you forgot, this Sunday is Easter. It certainly won’t be the typical Easter Sunday with sunrise services and family dinners after church. But it’s still going to be Easter. I find the timing of this virus pandemic in the USA very fascinating. The Christian Church for centuries has observed the 46 days prior to Easter as the Lenten Season. During these days it… Read More

It is human nature for us to crave control when we face uncertainty. Think about those extra few inches you move your car forward when sitting in standstill traffic! You aren’t changing the equation, but you are doing something, which feels better to us than not moving and having those extra inches go to waste! Anything we can do to make us feel more in control gives us a sense of security… Read More