On July 4th, the One Big Beautiful Bill Act (OBBBA) was signed into law, and with it came a number of changes for current and future tax law. Over the next four weeks, we will break down these changes and how they will impact tax planning for our clients going forward. In Part I of our series, we focus on the big picture changes that the bill signed into law…. Read More
On August 7th of 2025, President Trump issued an executive order with the intent to allow defined contribution plans, such as 401(k)s, to include alternative investments as an available investment option in their fund lineups alongside more traditional equity and fixed income funds. 401(k) plans are essential and powerful parts of many retirement strategies. It’s important to understand any changes that impact them and any potential benefits or risks that… Read More
By now, we hope you recognize the important role that life insurance plays in a financial plan. For this final installment in our series, we want to answer the question: What type of policy is right for me? The goal of today’s blog is to provide an initial framework for how to begin thinking about this question. We’ll discuss the basic types of life insurance, and move into how to… Read More
Today’s blog post begins by asking a fundamental financial planning question: Does life insurance build wealth? Or, to make it more personal, you might be asking: Should I use a life insurance policy as a long-term investment? To answer these questions, we need to first understand some regulatory compliance issues and essential cautions that you need to know before purchasing certain kinds of life insurance. These are great questions…… Read More
It’s a common question: “is life insurance really essential for wealth management?” That’s likely because, when most people consider what wealth management entails, the aspect that comes to mind is managing investments. However, wealth management is much more than simply trading a portfolio of stocks and bonds. It involves other vital items, such as estate planning, tax planning, charitable giving, risk management, and cash flow (just to name a few)…. Read More
The right time to hire a Wealth Advisor depends on several personal and financial factors. One of the biggest? Your own aptitude for making financial decisions. If you enjoy managing your finances, have a good grasp of investment principles, consistently make sound financial choices, and have the time to manage everything yourself, you may not need a Wealth Advisor—at least not right away. Your past performance is usually the best… Read More
Maximizing tax-advantaged accounts means utilizing them to their fullest potential in your portfolio, and that starts with ensuring that you are aware of all your options. Today, investors are fortunate to have access to a wider variety of these tax-advantaged investment accounts than ever before. Once your financial goals are established and sufficient cash reserves are in place, funding these accounts is typically one of the first priorities in any… Read More
For most high-income professionals, the first step in a long-term savings strategy is to fund an employer-sponsored retirement account (such as a 401K or SIMPLE IRA). There are several ways that you can position the income you have earmarked for retirement savings, often in accounts that have tax advantages, such as Traditional and Roth IRAs, but there are other options as well. Each of these options offers unique benefits… Read More
A wealth advisor is your financial architect—someone who understands your vision, creates a personalized financial “blueprint,” and brings in the right professionals to help you build a strong financial structure. Think of your financial life like building a custom home. You wouldn’t start pouring concrete or picking out countertops without a blueprint. In today’s blog, we will clear up a few very common misconceptions about financial advisors, explain… Read More
Your portfolio may seem to be running at peak efficiency, but how do you know for sure? Regular investment analysis is an essential piece of the puzzle. Personal financial planning, or business planning, will always be the primary focus of our relationship with you. Does that make our investment management unimportant? Certainly not! Perhaps you can think of it this way: financial planning is “the vehicle” that gets you where… Read More
