As you likely know, Congress recently passed the One Big Beautiful Bill Act, and while there are many provisions, a handful are especially important for retirees. In the first blog in our series covering the changes to U.S. tax policies in 2025, we discussed overarching changes that could impact everyone. In today’s blog, we will cover the four most significant tax implications for those who are retired or will be… Read More

Retirement isn’t a single event—it’s a journey that unfolds over time, with evolving needs, goals, and market conditions. That’s where bucketing, a time-segmented investment strategy, becomes invaluable.   By dividing your assets into distinct “buckets” based on time horizon and purpose, you can align investments, withdrawals, and risk in a way that brings clarity, confidence, and control.  Last week, we explored two retirees, Bob and Alice, who had identical investor… Read More

Adversity looks different to many of us, from a lost job or new career path to health issues and natural disasters that impact our business or family. What the term holds in common for all of us, though, is that we will face situations that are difficult to resolve. I recently met with a couple reflecting on their journey. About eight years ago, the husband unexpectedly lost his well-paying corporate… Read More

This week, we continue our 2024 year in review with a look at how fixed income performed last year. One of the hot topics in the market over the past few years has been the influence of the Federal Reserve’s interest rate decisions. These decisions have certainly affected the fixed income markets, particularly in 2024 as interest rate cuts were made.  The Impact of Interest Rates on Bonds  The Fed… Read More