For our next blog series, we will be outlining a service that many of you have experienced at Master’s: Retirement Income Architecture. Instead of using a financial product as a “solution” for retirement income, we employee our Retirement Income Architecture process to help clients plan for this need. For clients who are approaching or already in retirement, creating a plan for retirement income that is sustainable and meets their needs… Read More
Rethinking New Year’s Resolutions
We are now six weeks into the New Year of 2017. How are you doing with your New Year’s resolutions? Unfortunately, my bathroom scale is not showing me dramatically reduced numbers, and I haven’t been working out like a world-class athlete. Where do we go from here? Several weeks ago, my son Colton wrote a devotional article for his employer’s January newsletter. His article challenged his fellow employees to make… Read More
The Plan vs. Planning
The big game is almost here. For most of us in this area, the upcoming Super Bowl game will most likely be about the gathering of family and friends, enjoying some food, and anticipating the entertainment of the commercials. But what about the football game itself? Hopefully, it will be competitive and hold our interest. Although I am not a Falcons or Patriots fan, it is interesting to consider each… Read More
Retirement Readiness
Lately, regulators have given substantial attention to the retirement landscape of the American workforce. This scrutiny has resulted in significant legislation fo-cused on the investment industry and its responsibility to help encourage the American workforce to be better prepared for retirement. According to a recent article in Plan Advisor magazine, in order to be more effective and responsive to the long-term financial planning needs of the American public, the investment… Read More
Planning for the Next Generation
The financial advice industry has recently made advice for younger clients a hot topic. Almost every day someone writes an article about how to serve a younger demographic of client. However, almost all of these articles give a flawed reasoning for why this is an important focus point for a financial advisory firm. A typical line of reasoning in an article along these lines is as follows: “Baby boomers have… Read More
Blocking Out The Noise
It has been more than three weeks since, in surprising fashion, our country elected Donald Trump as the 45th President of the United States. Before the election many speculated that if Trump were to win the election, the stock market would certainly experience a downturn. As the vote tallies started to roll in the night of the election and the numbers were beginning to tilt toward Donald Trump, the US… Read More
Lifelong Disciplines
I enjoy listening to Andy Stanley, pastor of North Point Community Church in Alpharetta, Georgia. He shared the following principle in one of his messages: “There is a cumulative value to investing small amounts of time in certain activities over a long period.” This immediately resonated with me when I heard it. Think about how this principle is relevant in different areas of life. It’s true in the physical realm…. Read More
Uncertain Times Call For Perspective
While you are reading this, tens of millions of Americans are voting on our leader for the next four years. It is the culmination of possibly the most polarizing presidential election in recent years. The two major party candidates have the two worst favorability scores of any presidential candidates in our history and political party polarization is at levels not seen since the turn of the 20th century. We have… Read More
New Knees, New Relationships
Since my initial interview for a position with Master’s Advisors, there has been a purposeful focus on building relationships with our clients. It’s woven into who we are as a company. Though the years, I’ve witnessed advisors recall minute details of a client’s situation, financial plan or life circumstances. Truthfully, I’ve always been envious of such memory recall. However, I’ve come to the realization that, while memory recall is certainly… Read More
Blog Series: The Master’s Difference
As we conclude our blog series, “The Master’s Difference,” today’s blog will focus on Master’s unique approach to creating a personalized financial plan. The primary reason for using the services of a financial planner is to get objective opinions and advice regarding your entire financial picture. Your financial planner should understand your personal goals and objectives, your values, and the things that are most important to you. A financial plan… Read More
